Our main objective is to organize and promote the quality of life of our members through mobilization of savings and providing affordable loans.



This is our major route which starts from
Khoja to Wangige via Westlands and Lower Kabete

Route 119

This route starts from Khoja to Wangige via Mwimuto


This is another Variation of our major routes that starts from Khoja to Wangige via Westlands Peponi and Gathiga

Thika, Naivasha & Nakuru

Ngecha, Northern & Western Bypass


One must have a Public Service Vehicle.

One should be of legal age (18 yrs )

mandatory deposit of at least 3,000 per month.

Share capital of Ksh 60,000

Contribute a membership fee of Ksh. 120,000

LOan products

Normal Loan


  • maximum loan of 5 million but would need at least 3 and maximum of 5 guarantor.
  • 13% reducing balance
  • One can secure a loan *2 or *2.5 of their deposits
  • must have been a member for at least 6 months
  • repayment period is 36 months 

Emergency Loan


  • Maximum loan of 200,000
  • 13% reducing balance.
  • Repayment period is 6 months
  • must have been a member for at least 6 months

Top-Up Loan


  • No existing arrears on any other loan.
  • Repayment period is 36 months.
  • 10% interest on loan offset
  • 13% reducing balance.

why us

Fair Prices

We give our customers fair prices for all our products like fuel and cooking gas earning us the title customers choice.

Transparency And Accountability

Our decisions and undertakings are fully answerable to members of the society.

Social Responsibility

We not only improve our members lives but the community as well, we have a program where we visit unprivileged families.


All our members are given a fair opportunity to give their thoughts on all matters pertaining to the society's products and services.